% RICHARD J. STERNE, NEW YORK, 10152, NEW YORK

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GRANITE EQUITY MORTGAGE SECURITIES (GEMS) - MODERATE LEVERAGE FUND L.P. % RICHARD J. STERNE, NEW YORK, 10152, NEW YORK
GRANITE EQUITY MORTGAGE SECURITIES (GEMS) - HIGH LEVERAGE FUND V L.P. % RICHARD J. STERNE, NEW YORK, 10152, NEW YORK
GRANITE EQUITY MORTGAGE SECURITIES (GEMS) SM - HIGH LEVERAGE FUND VI L.P. % RICHARD J. STERNE, NEW YORK, 10152, NEW YORK